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Miriam Janneth
Miriam M. is a member of the communal bank Dinastía Espoir; she lives in the Eucaliptos neighborhood in the city of Cuenca which is known for the beauty of its historic center, its diverse cuisine, the richness of its cultural traditions, and for its kind and friendly people.

Miriam is 29 years old; she is married and has two children aged 12 and 6. Her elder son is studying in middle school; her younger daughter is in primary school. Her husband is a merchant; they do not have a house of their own, so they are renting.

Miriam has been in the business of selling costume jewelry for over twelve years. She works as a street vendor, selling her inventory all around the city almost everyday, with the exception of Tuesday. Miriam is also a licensed beautician, and on Tuesdays she works as a stylist at home -- something that she has been doing for two years. During the Christmas season, she sells stuffed toys which provides her with some additional income.

This is Miriam's second loan with the communal bank, and she plans to invest it into the purchase of additional inventory such as perfume, rings, earrings, and stuffed toys. Her goal is to have her own store so that she could run all her businesses in one place.
View original language description ↓
La Señora Miriam M. es socia del banco comunal Dinastía Espoir, vive en la ciudadela los Eucaliptos en la ciudad de Cuenca, esta ciudad es conocida por la belleza de su centro histórico, tiene una gran variedad en su gastronomía, es muy rica en su cultura y tradiciones y su gente es amable y cordial.

Nuestra socia tiene 29 años, es casada y tiene dos hijos de 12 y 6 años de edad, su primer hijo estudia en el colegio y su segunda hija en la escuela. Su esposo es comerciante, no tienen casa propia por lo que viven arendando.

Doña Miriam es comerciante de bisutería, actividad que viene realizando hace 12 años, su mercadería la vende ambulantemente por toda la ciudad, labora casi todos los días ya que solo descansa los días martes, pero ese día se dedica a trabajar como estilista en su propia casa esta, actividad la realiza hace 2 años ya que tiene un titulo de maestra de belleza. Por la temporada navideña ella vende peluches metidos en globos y esto le deja algo mas de ganancias.

Se encuentra en su segundo crédito que realiza en el banco comunal y su nuevo crédito lo va a invertir en la compra de más mercadería como perfumes,anillos, aretes y peluches. Su meta es tener un local propio para tener ahí sus dos negocios a la vez.

About Ecuador

  • $10,600
    Average annual income
  • 96
    View loans »
    Ecuador Loans Fundraising
  • $24,104,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $675 helped Miriam Janneth purchase of perfume, rings, earrings, and stuffed toys.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 9, 2010
Listed
Dec 1, 2010
Currency Exchange Loss:
N/A
Ended:
Jun 15, 2011