Jardin De Sueños Group
Señora Felipa M. is a member of the group. She is a merchant and has seven children, three girls and four boys. She sells clothing and also runs a stationery store. She started ten years ago with a small amount of clothing; her customers paid in installments. The business was funded through a neighbourhood savings bank. Sales were good, and Felipa invested part of her income in the business, and part for food. Thanks to her business skills and responsible attitude, she was able to expand the business, and her neighbours invited her to form part of their group.
It was difficult for Felipa to make progress as her husband was sick; however, she left her husband in the care of her children and went to work. Nowadays she has a stall selling clothing in Los Dias de Tiaguis and a stationery store in her community.
She is seeking a loan so she can expand the stationery store and move her clothing business into a permanent location. She also wants to provide the rest of her children with a good education. In the future she would like to open other clothing and stationery businesses to provide employment to people who need it. Even illness will not deter her.
La señora Felipa M. es integrante del grupo. Es comerciante y tiene en total 7 hijos: 3 mujeres y 4 varones. Ella vende Ropa y tiene una Papelería que inició hace 10 años con un poco de ropa la cual empezó a vender en abonos y fue el producto de una caja de ahorros realizada con sus vecinas, pero a la señora Felipa le fue bien con sus ventas, fue organizando sus gastos una parte para invertir y la otra principalmente para su comida, y gracias a esa buena organización pudo hacer crecer un poco más su negocio y como era una mujer muy responsable sus vecinas la invitaron a formar parte de su grupo. Para ella fue dificil salir adelante pues su esposo estaba enfermo, pero ella salió a trabajar dejandole a él el cuidado de los hijos. Actual mente la señora felipa cuenta con un puesto de ropa en los dias de tiaguis y una papelería en su comunidad. Solicita el prestamo para poder acrecentar más su papeleria y poner un negocio fijo de ropa , para continuar dandole estudios a sus demás hijos y en un futuro abrir más locales de ropa y papelerías para emplear a personas que lo necesiten no importando si tiene alguna enfermedad.
About CrediComunThis loan is administered by CrediComun, a Kiva Field Partner since February 2010. CrediComun is dedicated to providing loans to groups of women in rural areas in Mexico, and is beginning to lend to individuals as well. One of its newest branch offices is in Ciudad Neza, a poor suburb on the outskirts of Mexico City. CrediComun has grown rapidly since its inception in 2005, with 37 branch offices and over 350 employees, and was ranked the 12th best microfinance institution in Latin America in 2010 according to the Microfinance Information Exchange (MIX).
For more information on CrediComun, please visit its partner page. If you would like to support CrediComun and its borrowers, please visit its lending team.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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