Las Inseparables Group
The community bank has eleven members. They are involved in the following businesses: general store, stores selling blankets, clothing, fruit, vegetables, groceries, and spinning vicuña wool into thread.
Jeanete, the president of the group, is married and has three children. Jeanete became aware of the services offered by Pro Mujer via the flyers distributed in the area; she has a small grocery store. The store is open from 7.30 am to 8.00 pm, and her daughter helps out with these long opening hours. The business enables her to be at home and look after the house and the children.
The loan will be used to buy merchandise.
La presidenta de la banca comunal, la señora Jeanete, está casada, es madre de 3 hijos. La señora Jeanete se enteró de los servicios de Pro Mujer a través de los volantes que se entregaron en su zona, tiene como negocio una tienda de barrio en su domicilio. Esta tienda es atendida desde las siete y media de la mañana hasta las ocho de la noche, debido al horario de atención recibe la colaboración de su hija. Este negocio le permite estar en la casa para la atención del hogar y atención de sus niños.
El crédito que está solicitando le servirá para la compra de mercadería para la tienda.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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