Jorge is 48 years old. He makes and sells lenses. He lives in a peri-urban area in Fortín de Guayaquil which is an area noted for its dirt roads.
Jorge signed up for a course on how to make lenses since there was nobody with this type of business where he lived. Once he finished the course he invested his savings in materials for making lenses and began to sell to his acquaintances in the street. Little by little, he built up a list of customers and began to sell more. He works varied hours, visiting his customers. The price of the lenses which he sells varies according to their magnification. They sell for approximately $10 - $25.
Jorge would like to use his loan to buy plastic to make frames and liquids for his lenses. In the future he would like to finish building his house as it is currently made from cane and bricks. He would also like to have premises from which he can sell his lenses.
Jorge de 48 años, produce y vende lentes. Vive en una zona periurbana en el Fortín de Guayaquil caracterizada por sus caminos de tierra.
Para vender lentes él se inscribió en un curso de cómo hacer lentes según medidas ya que por donde vive no hay nadie que tenga este tipo de negocio. Una vez que termino el curso invirtió sus ahorros en materiales para hacer lentes y comenzó a vender a sus conocidos recorriendo las calles. Poco a poco consiguió una lista de clientes para distribuir a una mayor cantidad hasta ahora que trabaja en horarios variados visitando a sus clientes. Los lentes los vende según el aumento que tenga es decir un aproximado de $ 10.00 a $ 25.00.
Con el préstamo quiere comprar vidrio, plástico para hacer los armazones, liquidos para los lentes. En el futuro quiere terminar de construir su casa ya que ahora es de caña y ladrillos y tener un local para sus lentes.
About Banco D-MIRO
Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.