July, who is 48 years old, has a pharmacy in front of a hospital. She lives with her husband and two daughters in Suburbio de Guayaquil, an urban area in which most of the residents are businesspeople.
She has been a midwife for a long time, and for that reason she was very interested in having a pharmacy as a business. One of July's sisters taught her how to work in a pharmacy and lent her a shop in front of a maternity hospital. She has been running the pharmacy in front of the hospital for fourteen years, and she sells diapers, antibiotics, flu remedies, etc. She works from 6:00 am until 6:00 pm and sells the diapers for $0.25 each, serums at $1.50 and antibiotics at $0.20 per unit.
With the loan she wants to buy medicines like flu remedies and antibiotics as well as diapers, etc. In the future July wants to stock her pharmacy with more medicines. She also wants her daughters, who are small now, to graduate from school.
July de 48 años, tiene una farmacia frente a un hospital. Vive con su esposo y dos hijas en una zona urbana llamada suburbio de Guayaquil y caracterizada porque la mayoría de habitantes son comerciantes.
Ella es obstétriz desde hace mucho tiempo por eso le intereso mucho tener una farmacia como negocio. Una de sus hermanas le enseño como trabajar en una farmacia y le prestó un local frente a un hospital- maternidad. Ya tiene 14 años con su farmacia frente a un hospital vendiendo pañales, antibióticos, antigripales etc. Trabaja desde las 06h00am hasta las 18h00pm los pañales los vende a $ 0.25 c/u, sueros a $ 1.50, antibióticos a $ 0.20 c/u.
Con el préstamo quiere comprar medicinas como antigripales, antibióticos, panales etc. En el futuro quiere surtir su farmacia con mas medicinas y que sus hijas que ahora están pequeñas se gradúen con éxito.
About Banco D-MIRO
Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.