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This is 30-year-old Hawa. She is married and has three children aged 16, 12 and 7. She has two additional dependents who live with her. One is her niece and the other her sister-in-law. They assist in the business. In the year 2000, Hawa established her slippers and clothes for ladies business. She began her business because she wanted to be self-reliant. Working 6 days a week and 9 hours a day, she earns about 1,682,000 SLL every month from this business. She needs a loan of 3,000,000 SLL. Hawa has a very good loan repayment history. She requires a loan in order to buy ladies slippers. She hopes that this loan will enable her to increase her monthly profits by approximately 336,400 SLL. In the future, Hawa plans to expand her business to the extent that she can build a house for herself and help her husband to educate her children. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 16
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,075
    Funds lent in using Kiva
  • 4,092.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Hawa to buy additional ladies slippers.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 18, 2010
Nov 18, 2010
Currency Exchange Loss:
Jul 15, 2011