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Elsa Tulmira
Elsa is 51 years old and sells fish at a stand on the side of the road. She lives with her three children in an urban area called Guasmo, characterized by the fact that the majority of its inhabitants are merchants. A year ago, she wanted to independently earn an income so she decided to purchase fish and sell them at a wooden stall on the street. Little by little, people began to recognize her since she worked from 7:30 to 12, Monday through Friday. Currently, she sells fish at $2.00/pound. One of the inconveniences of selling fish is the dust that comes from the roads, produced from all the traffic. In order to continue her business and broaden it more, she wants to use this loan to purchase more fish. In the future, she would like to finish fixing her home and have her own shop where she can sell seafood.
View original language description ↓
Elsa de 51 años, vende pescado en un puesto en la calle, vive con sus tres hijos en una zona urbana llamada Guasmo y caracterizada porque la mayoría de sus habitantes son comerciantes.

Hace año atrás ella quería independizarse para general ingresos en su casa por eso decidió comprar pescados y venderlos en un puesto de madera en la calle. Poco a poco la gente del sector la fue conociendo ya que ella trabaja desde las 07h30 hasta las 12h00 de lunes a domingo. En la actualidad vende la libra de pescados a $ 2.00. Uno de los inconvenientes que tiene al vender pescado es el polvo que genera la calle al pasar las tricimoto.

Para seguir con su negocio y diversificarlo más ella quiere comprar con el préstamo pescado. En el futuro quiere terminar de arreglar su casa y tener un local donde pueda vender mariscos.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,200
    Average annual income
  • 51
    View loans »
    Ecuador Loans Fundraising
  • $23,490,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Elsa Tulmira fish.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 26, 2010
Listed
Nov 19, 2010
Currency Exchange Loss:
N/A
Ended:
Nov 15, 2011