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Marina N. is married and lives with her husband, 2 student children, and her in-laws. A teacher in the past, since 2002 Marina has been trading women’s clothing and underwear from a rented shop in one of the city’s markets.

In the past, Marina used to travel to the neighbouring countries to purchase inventory. Now, Marina puts her orders through other traders so she can spend more time managing the shop. Currently Marina requires new stock for the shop. With a good credit history behind her, to help her finance the inventory order, Marina has applied to SEF International for a loan.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 107
    View loans »
    Armenia Loans Fundraising
  • $14,006,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Marina to purchase clothes inventory.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 20, 2010
Dec 1, 2010
Currency Exchange Loss:
Apr 15, 2012