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This is 36-year-old Abas. He is married and has 3 children aged 16, 14 and 8 years. In 2005, Abass established his cosmetics and toiletries business. He began his business because he was unable to go further in school so he decided to go into business. Working 7 days a week and 11 hours a day, he earns about 1,037,000 SLL every month from this business.

He needs a loan of 4,500,000 SLL. Abas requires this loan in order to buy more cosmetics and toiletries. He hopes that this loan will enable him to increase his monthly profits by approximately 259,250 SLL. In the future, Abas hopes to open another cosmetics shop for his wife. He owned the biggest cosmetics shop in his locality. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 54
    View loans »
    Sierra Leone Loans Fundraising
  • $9,327,250
    Funds lent in using Kiva
  • 4,092.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Abas to buy more cosmetics and toiletries.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 3, 2010
Nov 18, 2010
Currency Exchange Loss:
Jul 15, 2011