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Hope To God Ii Group
In this Group: Adama , Fatmata , Rugiatu , Adama , Mohamed S.
Salone Microfinance Trust (SMT), a partner of in Makeni, northern Sierra Leone, is very pleased to present to you members of the “Hope To God II” group. These are small-scale entrepreneurs who have come to SMT/Kiva lenders for a loan of SLL 500,000 for each in order to invest in their businesses.

Adama K. is the leader of this group. Adama was born in Gbintin village. She is 29 years old. Adama is married to a businessman and they have three children: two in primary school and one in secondary school. Adama sells palm oil (the most popular cooking oil), nut oil (lesser in value to palm-oil), garri (fast food made out of cassava roots), etc. With the help of this loan, Adama will buy palm oil, nut oil, garri, etc. at wholesale to add to her business.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 1
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,050
    Funds lent in using Kiva
  • 4,092.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Hope To God Ii Group's $625 loan helped a member to buy palm oil, nut oil, garri, etc. at wholesale to add to her business.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 11, 2010
Dec 1, 2010
Currency Exchange Loss:
Sep 20, 2011