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Chinarkul
Chinarkul S. is a 53-year-old married farmer with three grown children. She started her business breeding livestock almost twenty years ago, which became the only means of subsistence for her family. With the initial capital of 7,000 Kyrgyz Soms, she managed to raise her floating capital and, at present, she earns about 5,000 Kyrgyz Soms each month.

To reduce expenses for the livestock's foraging, she pastures her livestock in mountainous areas with native grasses. In order to increase the number of cattle, Chinarkul obtained two loans from Bai-Tushum and Partners and repaid them without any delays. Now Chinarkul is applying for a loan of 64,000 Kyrgyz Soms to buy bull calves. With the revenues, she plans to broaden her business by means of breeding.

Bai-Tushum and Partners, one of the leading Microfinance Institutions in Kyrgyzstan, uses Kiva funding to target the especially vulnerable population. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,100
    Average annual income
  • 179
    View loans »
    Kyrgyzstan Loans Fundraising
  • $9,866,125
    Funds lent in using Kiva
  • 46.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,375 helped Chinarkul to purchase bull calves.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Nov 5, 2010
Listed
Nov 20, 2010
Currency Exchange Loss:
Possible
Ended:
Jan 15, 2012