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Thou S. is a 51-year-old widow who lives with her two children in Takeo Province, Cambodia, in an area known for a pre-Angkorean temple. Thou raises cows and sells fish, earning a daily income of about 4 USD. Every month, Thou has to spend 50 USD on food, 5 USD on electricity and water, and 55 USD on other necessary expenses.

Thou is therefore requesting a loan of 500 USD to purchase more fish to sell. This is her first loan from CREDIT, a long-standing Kiva partner in Cambodia. In the future, Thou will use her profit to repair her house.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 320
    View loans »
    Cambodia Loans Fundraising
  • $37,579,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Thou to purchase fish.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 19, 2010
Nov 18, 2010
Currency Exchange Loss:
Feb 15, 2012