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Carmen Ester
Carmen belongs to the “Los Líderes” (Leaders) community bank which is located in Huanchac district, in Cusco province, in Cusco department.

Carmen is 39 years old. She is single and has one child. She works making and selling purses. She makes all kinds of purses, in all colors and all sizes, in macramé, leather, wool and cloth.. Carmen does beautiful hand-made pieces and sells them independently, first to her contacts and then to their friends. She would like to buy materials so that she can continue making her purses. She is new to the group and is very happy that they have invited her to be a part of this pleasant group. She is requesting this loan to buy material to make her purses so that she can sell them at Christmas.

She is grateful for this loan and appreciates it. She pledges to make her repayments in a timely manner.
View original language description ↓

La socia pertenece al banco comunal “LOS LIDERES ”; El banco comunal está ubicado en el distrito de Huanchac perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Carmen; La socia tiene 39 años de edad, ella es soltera; y tiene 1 hijo, la socia se dedica a la elaboración de carteras y las vende, la socia se dedica a fabricar todo tipo de carteras, de todo color y de todo tamaño, en macramé, cuero, tejidas, bayetas, la socia realiza bellos trabajos manuales y los ofrece de manera independientemente, primero con sus contactos y después con las amistades de los mismos. La socia desea comprar materiales para seguir elaborando sus carteras, ella es nueva en el grupo y está muy feliz de que le hayan invitado a formar parte de este ameno grupo. La socia solicita el préstamo para comprar material para elaborar sus carteras y poder venderlas en navidad.

La socia agradece y valora el préstamo otorgado mediante este medio y del mismo modo se compromete en cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 120
    View loans »
    Peru Loans Fundraising
  • $60,164,250
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Carmen Ester to buy material for making purses which she can sell at Christmas.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 12, 2010
Nov 19, 2010
Currency Exchange Loss:
Apr 15, 2011