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Angel Group
In this Group: Marcela, Marcelino, Eulogia, Ida, Encarnacion, Julia, Gregorio, Daniel, Giovana Susy, Jesus Edgar
MarceL. is a member of the Angel community bank. The bank is starting its 4th round with 10 members. MarceL., 29, has 4 children who range in age from 5- to 12-years old. She has operated a business selling clothing--jackets, trousers, shirts and sweaters--for 4 months, selling from her own stand in the Mariscal Caceres market. She got the stand from a friend who leased it to her.
MarceL. used to earn a living making and selling "salchipollo" (a traditional dish). The main obstacle for her now is that she doesn't have enough merchandise to stock her clothing business because it's just getting off the ground.
MarcelL. will use this loan to buy seasonal clothing. Trousers and jackets, for example. MarceL. has been a member of FINCA Peru for all 4 rounds and what she most likes about the meetings are the skills that she's learned. Her goal, as president of the group for this round, is for all the members to be up to date with both their payments and attendance.
View original language description ↓
MarceL. es socia del bancomunal angel, que inicia su 4to ciclo con 10 scoias. MarceL. tiene 29 años, es madre D. 4 hijos, L. mayor tiene 12 años y L. ultima 5 años; elL. se dedica a L. venta D. ropas como casacas, pantalones, polos y chompas, este negocio lo viene realizando desD. hace 4 meses en el centro comercial Mariscal Cáceres en un Stand que es propio, este stand lo consiguió con L. ayuda D. sus amiga ya que le hizo un traspaso del Stand.
Antes D. realizar este negocio, MarceL. se dedicaba a L. venta D. salchipollo, L. única dificultad que elL. tiene es L. poca mercadería ya que es reciente el negocio.
El préstamo que solicita lo va emplear en L. compra D. ropas D. L. estacion como pantalones y casacas.
MarceL. es socia D. FINCA Perú desD. hace 4 ciclos y lo que más le gusta D. las reuniones D. su banco comunal son las capacitaciones por que gracias a ello aprenD. más. L. meta D. MarceL. como Presidenta en este ciclo, es que las socias sean mas cumplidas en sus pagos y en sus asistencias.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 102
    View loans »
    Peru Loans Fundraising
  • $55,238,100
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Angel Group's $2,350 loan helped a member compra de ropa de la estación.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 12, 2010
Listed
Nov 19, 2010
Currency Exchange Loss:
Covered
Ended:
Apr 15, 2011