MarceL. used to earn a living making and selling "salchipollo" (a traditional dish). The main obstacle for her now is that she doesn't have enough merchandise to stock her clothing business because it's just getting off the ground.
MarcelL. will use this loan to buy seasonal clothing. Trousers and jackets, for example. MarceL. has been a member of FINCA Peru for all 4 rounds and what she most likes about the meetings are the skills that she's learned. Her goal, as president of the group for this round, is for all the members to be up to date with both their payments and attendance.
Antes D. realizar este negocio, MarceL. se dedicaba a L. venta D. salchipollo, L. única dificultad que elL. tiene es L. poca mercadería ya que es reciente el negocio.
El préstamo que solicita lo va emplear en L. compra D. ropas D. L. estacion como pantalones y casacas.
MarceL. es socia D. FINCA Perú desD. hace 4 ciclos y lo que más le gusta D. las reuniones D. su banco comunal son las capacitaciones por que gracias a ello aprenD. más. L. meta D. MarceL. como Presidenta en este ciclo, es que las socias sean mas cumplidas en sus pagos y en sus asistencias.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid