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Rosa Maria
Rosa is 41 years old, lives in Fortín de Guayaquil (a Peruvian zone with dirt roads and hills) and has a grocery store where she sells vegetables, canned goods, meats, etc.

She began working to raise her child in a suitable life so he would be able to study. She works in the store from 8:00 a.m. to 9:00 p.m. everyday. Her store is located in the front of her cane home. She sells beverages, rice, sugar, canned goods, etc. Her biggest problem is the dust that builds up from the roads when vehicles pass by.

With the loan she plans to buy beverages and canned goods to supply her store since she wants to enlarge it. In the future she wants her son to successfully finish school and expand her store to other locations.

View original language description ↓
Rosa de 41 años, vive en el Fortín de Guayaquil (zona periurbana, con caminos de tierra y lomas), ella tiene una tienda de víveres en donde vende legumbres, enlatados, canes etc.

Ha venido trabajando para poder mantener a su hijo con una buena vida y pueda estudiar. Trabaja en la tienda desde las 08h00am hasta las 21h00pm todos los días. Su tienda está ubicada en la parte delantera de su casa de caña, vende bebidas, arroz, azúcar, enlatados, etc. Una de los problemas que tiene para atender la tienda es el polvo que genera la calle de tierra cuando pasan los carros.

Con el préstamo quiere comprar bebidas, enlatados para surtir más su tienda ya que quiere agrandarla. En el futuro quiere que su hijo termine sus estudios con éxito, y poder expandir su tienda en otros lugares.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 67
    View loans »
    Ecuador Loans Fundraising
  • $24,996,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Rosa Maria to buy beverages and canned goods.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Oct 22, 2010
Nov 19, 2010
Currency Exchange Loss:
Mar 15, 2012