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Ketty Marisol
Ketty is 35 years old; she sells gas cylinders at $2.50 per unit. She lives with her two children in a concrete house with water and power as its basic services; it is located in the Primavera de Duran (a semi-urban area with a loss to its ecology, located on the outskirts of Guayaquil).

Ketty’s father began the business by selling gas cylinders but when he passed away she became in charge of the business in order to keep the customers that they had as well as to be able to take care of her two children. At the moment, Ketty has seen an increase in her customers since she sells each cylinder of gas at $2.50 because she buys them wholesale at $1.90 per unit. She works on a schedule from 8:00 am until 5:00 p.m. selling the cylinders so that she can spend time with her children.

Ketty would like to fix her home by using the loan to buy cement and sand so that she can give her children a better quality of life. In the future, Ketty would like to finish building her home and to continue with her business.

View original language description ↓
Ketty de 35 años, vende cilindros de gas a $ 2.50 c/u. Vive con sus dos hijos en una casa de cemento con agua y luz como servicios basicos ubicada en Primavera de Duran (zona periurbana, con una ecología en disolución a las afuera de Guayaquil).

El papa de Ketty empezó un negocio de venta de cilindros de gas pero cuando falleció ella tuvo que hacerse cargo del negocio para poder continuar con la clientela que tenia y también poder mantener a sus dos hijos. En la actualidad ella tiene un incremento mayor de clientela ya que vende cada cilindro de gas lleno a $ 2.50 porque ella los comprar al por mayor por $ 1.90 c/u. Trabaja en un horario determinado desde las 08h00am hasta las 17h00pm vendiendo los cilindros para dedicarles tiempo a sus hijos.

Ella quiere readecuar su casa comprando con el préstamo cemento y arena y así darle una mejor vida a sus hijos. En el futuro quiere terminar de construir su casa y seguir con su negocio.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 85
    View loans »
    Ecuador Loans Fundraising
  • $25,057,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Ketty Marisol to buy cement and sand.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Nov 12, 2010
Nov 20, 2010
Currency Exchange Loss:
Apr 15, 2012