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Sandra Yamile
Sandra, 39, sells movie CDs, videos and provides laundry services to her neighbors. She lives in a periurban zone, El Fortín de Guayaquil, noted for its unpaved streets.

She started the business because her neighborhood did not have a store that sold CDs and movies. She works with her children from 7am until 8pm every day selling music and movie CDs. To have more money she now also works providing laundry services in order to keep her children stable economically since she’s a single mother.

She wants to stay in business in order to continue to support her children who are still small so she wants to use the loan to buy CDs and a washing machine to increase her laundry services.

In the future she’d like to have a cement house because it’s currently made out of bricks and to enlarge her movie store.
View original language description ↓
Sandra de 39 años, vende Cd de películas, videos y da servicios de lavandería a sus vecinos. Vive en una zona periurbana en el Fortín de Guayaquil caracterizada por sus caminos de tierra.

Comenzó con su negocio porque en el sector donde vive no había una tienda de CD y películas. Trabaja con sus hijos desde las 07h00am hasta las 20h00pm todos los días vendiendo Cd de películas y videos de música. Para tener más dinero ella ahora trabaja dando servicios de lavandería y así mantener estables a sus hijos en la economía ya que es madre soltera. Ella quiere continuar con su negocio para poder seguir manteniendo a sus hijos que están pequeños por eso quiere comprar con el préstamo Cd y una lavadora para incrementar sus servicios como lavandería.

En el futuro quiere tener su casa de cemento porque ahora es de ladrillos y hacer mas grande su local de películas.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 49
    View loans »
    Ecuador Loans Fundraising
  • $24,292,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sandra Yamile to buy CDs and a washing machine.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Oct 19, 2010
Nov 18, 2010
Currency Exchange Loss:
Nov 15, 2011