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Josphine M., aged 33 years, runs a retail shop at the Bissil market. Her customers are mainly livestock traders and Bissil inhabitants.

She is married to Joseph Thila, who is a farmer, and together they have two sons, aged 10 years in standard 7 and 2 years.

She was introduced to Kadet by the credit officer in charge of the Kitengela office. She has been running this business for 10 years and her monthly income is 34,100 Kenyan shillings (Kshs).

This being her second loan with Kadet, Josphine plans to use 40,000 Kshs to buy bags of rice from Tanzania and Kshs 40,000 to buy bags of sugar. If the loan boosts the business, she will open a wholesale store.

Josphine describes herself as hardworking and she has dreams of having a big wholesale store in Bissil.

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

About Kenya

  • $1,800
    Average annual income
  • 753
    View loans »
    Kenya Loans Fundraising
  • $43,695,450
    Funds lent in using Kiva
  • 80.2
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Josphine to buy rice and sugar for sale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 8, 2010
Dec 1, 2010
Currency Exchange Loss:
Dec 15, 2011