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Orozbek J. is a 58-year-old farmer who lives in Kulanak village. He is married and has six children. Orozbek worked as a foreman at the local pump plant for twenty years and now receives a pension. In order to find additional means of subsistence, he decided to develop his farm that has been maintained for more than twenty years.

Orozbek started this business with initial capital of 10,000 KGS and managed to enlarge it by two cows, two sheep and ten goats. Orozbek also broadened the farm by breeding poultry; now he has seventy turkeys and thirty hens. With the revenues from this activity, he was able to buy a car for his family. Conditions are good for breeding livestock, and he plans to purchase more cattle.

Orozbek decided to apply for a loan of 52,000 KGS to buy three bull calves. With the revenue, he wants to hold his son’s wedding and build up a good dowry for his daughter.

About Bai-Tushum and Partners:

Bai-Tushum and Partners uses Kiva funding to target the especially vulnerable segment of Kyrgyzstan’s population. It is one of the leading microfinance institutions in the country. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services to rural and urban areas that leads to increased employment and meets the interests of its clients and investors.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 71
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,315,525
    Funds lent in using Kiva
  • 46.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Orozbek to buy three bull calves.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 2, 2010
Nov 17, 2010
Currency Exchange Loss:
Nov 15, 2011