Stephen is a 31-year-old man, married to an enterprising wife, who is a hairdresser, and blessed with three children below the age of 10. They live in Fort Portal, Uganda. Stephen is a motorcycle driver. He has been in the transport sector for four years now, since he branched out from the agricultural sector. He is proud of the way his venture is faring, although he has the challenge of irregular customers due to seasonal changes. Stephen needs this loan to buy a motorcycle for his transport business.