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Irina T. is 46 years old, single and has one grown son. She lives in Sokuluk village in the northern part of Kyrgyzstan. Irina began her business in cattle breeding in 2005 in order to find an additional means of subsistence. With her initial capital of 6,000 KGS, Irina bought a bull. Today, she manages to earn about 5,000 KGS per month by selling meat products.

Irina is applying for a loan of 80,000 KGS to purchase bull calves for fattening and resale. In the future, she plans to broaden her business by purchasing more cattle.

About Bai-Tushum and Partners

Bai-Tushum and Partners is one of the leading microfinance institutions in Kyrgyzstan. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 61
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,891,700
    Funds lent in using Kiva
  • 46.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,725 helped Irina to purchase cattle.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 28, 2010
Nov 17, 2010
Currency Exchange Loss:
Oct 15, 2012