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Mrs. Tem S. N., age 25, grows vegetables on her plot of land. She sells the produce in a market, making about US$3 a day in profit. Her husband works as a horse-cart driver, transporting goods and passengers, earning around US$2 a day. They have one child who is too young to attend school. Mrs. S. N. would like to receive a loan of US$1,000 in order to purchase more seeds and expand the production of crops to meet customer demand.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 51
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Tem purchase of seeds for crop production expansion.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 7, 2007
Nov 23, 2007
Currency Exchange Loss:
Jul 15, 2009