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Burulcha's Group
In this Group: Burulcha , Toktombu, Nurgazy , Burmabu
One might think that a country that exports food supplies in large quantities has plenty of products for local consumers. That is not true for Kyrgyzstan. The most necessary food supplies like meat, fruits, and milk products are a luxury for a typical rural family. The government regulations fail to efficiently allocate locally-made products, while most of it goes for cheap export. Local citizens purchase goods at quite a high price.

Burulcha N., 53, is a leader of this group. She is a junior nurse in a sanitary-epidemic hospital in the small town of Toktogul. She is a widow and has four grown children. She worked hard her entire career in a hospital but still could not provide a good life with the salary of a social worker. She did a tremendous job in satisfying all the needs of her children, and now it is her children’s turn to bring some fresh air into their mother’s life.

Burulcha’s youngest son spent his salary to purchase cattle. Together, they managed to gradually increase the number of cattle. The biggest challenge for this family is to find capital for conducting business, because the input prices rise every year and sometimes it gets hard to cover production costs. Burulcha has organized a group of people, each of whom has unique financial hardships. Burulcha is asking for a loan of 10,000 soms so that she can buy additional cattle and make general repairs on her house.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused microfinance institution in Kyrgyzstan.
MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only microfinance institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 73
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,958,050
    Funds lent in using Kiva
  • 46.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Burulcha's Group's $1,400 loan helped a member to purchase cattle.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 5, 2010
Dec 3, 2010
Currency Exchange Loss:
Aug 15, 2011