She lives in a 3-room brick house with her family in a small city named Kot Radha Kishen which is located in Punjab, Pakistan and famous for its dairy industry. Her home is located in Kot Mianiayaan which is a residential area of the city. She is the mother of a son and a daughter. Both of them are getting their education. Her daughter is studying in 7th while her son is in the 10th class.
She is 52 years old and is married to A. A.. A. has been in this business for more than 10 years and keeps himself updated about the latest and most fashionable jewelry designs in the market. Ruqqiya is hopeful that her husband will be able to make positive changes to his business by investing money in his business.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid