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Santa María Group
In this Group: Jacinta , Olga , Genoveva , Yulita Cilia , Elizabeth , Hugo Lalo , Paul Angelo , Rosa Bertha , Gloria Jesucita , Josefina
Perseverance, initiative and a desire for development and success have been some of the main characteristics of the Santa Ana communal bank which has 10 members, most of whom are women. For more than a year this group has been working in such a way, in constant development, every member in their own way.

One of the group's members who demonstrates these characteristics is Jacinta B. who is 47 years old and the single mother of two children, one of whom is still school age. She gets up very early each morning to open her small grocery store which is the source of income for her household. It has provided her with a lot of satisfaction over the 8 years for which she has owned it. Jacinta B. started this business when her husband left her with two young children in her care. She needed a way to earn a living in order to support her family. With her recent loan, she will buy merchandise for the Christmas season. Like Jacinta, every member of the group has their own story with good and bad moments throughout their lives but they all have a desire to overcome obstacles and they demonstrate this every day for the well-being of their families and their businesses.
View original language description ↓
Perseverancia, iniciativa y deseo D. desarrollo por salir adelante son parte D. las características primordiales D. la alcancía comunal Santa Ana, conformado por 10 integrantes en su mayoría mujeres desD. hace mas D. 1 año, este grupo viene trabajando D. forma paraje y en constante desarrollo, cada integrante en forma individual, muestra D. ello es la señora Jacinta B. D. 47 años D. edad y madre soltera D. 2 dos hijos D. los cuales uno aun es menor D. edad. Ella se levanta todas las mañanas muy temprano para abrir la bodega que tiene como fuente D. ingresos para su hogar, el cual le ha dado muchas satisfacciones a lo largo D. 8 años que es el tiempo que tiene su bodega. La señora Jacinta B. emprenD. este negocio a raíz del abandono D. su esposo dejándola con dos menores hijos a su cuidado por tanto, necesitaba D. un sustento para poder sacar adelante a su familia. Con el reciente préstamo implementara mercadería para la campaña naviD.ña. Como la señora Jacinta cada integrante tiene una historia en particular con buenos y malos momentos a lo largo D. sus vidas pero, si en algo coinciden es el deseo D. superación que demuestran todos los días por el bienestar D. sus familias y negocios.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 126
    View loans »
    Peru Loans Fundraising
  • $60,164,250
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Santa María Group's $3,475 loan helped a member to buy merchandise for the Christmas season.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 9, 2010
Nov 17, 2010
Currency Exchange Loss:
Apr 15, 2011