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Gilma Rubenia
Mrs Gilma R. has been in business for more than one year and her main activity is selling groceries. Her business operates under the name “Belem”. As well as selling groceries, she also sells new clothes and shoes. Her business is located in her home and she doesn't have any competition nearby.

Her business is well stocked and her customers find what they most need every day such as sugar, rice, soap, butter, soft drinks, eggs, coffee, spaghetti, meat, dairy products, etc...

Doña Gilma lives with her common-law husband who is a farmer since the district in which they live is the most productive in the country as it is located in Jamastran valley which used to be called the granary of Central America.

They have three children from their marriage. Two of them are in elementary school and the other is a baby who Gilma cares for.

Gilma will use her loan to buy merchandise to better stock her business. She will thereby have better sales and the profits she needs to cover her household expenses.
View original language description ↓
La Sra. Gilma R. tiene más de un año de dedicarse al comercio y su principal actividad es la venta de abarrotería, negocio que opera bajo el nombre de “Belem” además de dedicarse a la venta de abarrotaría también se dedica a la venta de ropa y zapatos nuevos.
Su negocio lo tiene ubicado en su casa de habitación, y aqui no tiene competencia cerca de su negocio.
Su negocio luce surtido y los clientes encuentran en el mismo lo más necesario para el consumo diario como ser: Azúcar, Arroz, Jabones, Manteca, refrescos, huevos, café, espaguetis, carnes, lácteos, etc…
Doña Gilma vive en unión libre y su compañero de hogar se dedica a la Agricultura ya que esta zona es la de mas producción por estar ubicado en el valle de jamastran que en años anteriores se le llamo el granero de Centro América.
Del matrimonio han procreado tres hijos dos de ellos están cursando sus estudios primarios y una bebe que esta al cuidado de la sra. Gilma.
el credito lo utilizara para la compra de mercaderia para surtir mas su negocio y asi tener mayores ventas, las ganancias las necesita para cubrir con los gastos del hogar.

Additional Information

Prisma Honduras, S.A.

This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.

About Honduras

  • $4,800
    Average annual income
  • 90
    View loans »
    Honduras Loans Fundraising
  • $8,676,100
    Funds lent in using Kiva
  • 18.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Gilma Rubenia to buy deodorants, soap, shampoo, conditioners, thread, sanitary towels, toothpaste, toothbrushes, candles, hairpins, hairbands, zips, soups, sugar, rice, butter, soft drinks, eggs, coffee, spaghetti, meat and dairy products.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 2, 2010
Listed
Nov 17, 2010
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2011