Ka N., age 35, is a married woman who lives in Phnom Penh City. She has given birth to four children, and all of them are single and living under her roof. To make a living, she sells fish that she buys in bulk, and she normally earns $6 per day. She always wakes up early in the morning to go where there are many fishermen working. She buys fish and then brings them to sell at retail prices at the market.
Ka N. is married to Rim Rouly, age 36, who shares the responsibility for his family by driving a motor taxi. He runs his business very well because he has skills in communication. Unluckily, his existing motorbike often breaks down during use. Because of that, Ka N. has decided to seek a loan from Kiva to exchange the broken motorcycle for her husband.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.