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Rani's Group
In this Group: Rani , Bilquis, Sakina Bibi, Rzia
Rani operates a business making "parandas," a kind of decorative hair-fastening ornament. She has been making and selling these for five years, offering them for sale not only to members of her immediate community but also to various shops at the market.

Rani has applied for a loan from Kiva partner Asasah for the improvement of her business through the purchase of larger quantites of necessary materials, such as colored thread and beads. This will allow her to make and sell parandas in greater quantities. She is hopeful that such an investment will further enhance her business and make her business more profitable.

She lives with her family in Kasur, a small city in Pakistan famous for its leather industry, where she has lived for 20 years. The family resides in a two-room brick house in an area named Basti Uneekan.

Rani's husband A. operates a leather-selling business. He provides leather to different shoemakers on order. His business is doing well and his eldest son helps him in his business. Their next-eldest son is 11 years old and studying in third class at school.

Rani is a new loan user of Asasah and this is her first loan application. She is confident that it will prove to be a good decision for the future of her business.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 365
    View loans »
    Pakistan Loans Fundraising
  • $15,694,800
    Funds lent in using Kiva
  • 85.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Rani's Group's $825 loan helped a member to buy colored thread and beads for making and selling "parandas," a kind of decorative hair-fastening ornament.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 10, 2010
Nov 16, 2010
Currency Exchange Loss:
Nov 15, 2011