Houch S., 25 years old, lives in the capital city of Phnom Penh. She earns her profit by working in the garment factory as worker. She has a fixed salary every month. She generates a profit approximately of US$ 3 a day to help support her family’s daily expenses with more stability. Her husband is a sugar cane juice seller in his community. This couple has just married and have only one child so far. Houch S. now lives with her mother. They have some savings in an account, but it is not enough. To solve this problem, she would like to request a loan to add to her savings to purchase a small house for living. Houch S. was not available for the photograph, so her husband is shown in the picture instead.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.