Chan L., age 71, is a widow living in Phnom Penh. (She was not available the day of the photo, so her son is pictured instead.) Her husband suffered from dementia and died years ago. Chan L. is a homemaker and manages all the family's daily household duties such as cooking, washing, and managing cash flow. She is the mother of six children, three of whom are married. The income for the family comes from the three of her children who work at a garment factory and one daughter who has been tailoring from home for several years.
The daughter's tailoring business requires more materials, such as a new sewing machine. Chan L. is requesting a loan in order to buy a new sewing machine, a purchase which will enable her daughter to sew clothes more efficiently.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.