Daisy is a married mother of 33 years of age with 4 children. Her husband works for a local carpentry company in town. Through the years they have had hard times in raising their children and dealing with family commitments. Her husband is paid every two weeks, but unfortunately his salary is not sufficient to support their family. Daisy decided to do something to assist her husband in supporting their children, especially in terms of school fees, bills, and other family obligations for funerals, weddings, and church donations. She is working hard on her sewing and earning 160 Tala (about US$ 64) per week. The extra income really helps in improving their family's living standards.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.