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Rosa Florencia
Rosa C. is a member of the "Siempre Amigas" ["Friends Always"] communal bank. She lives in the community of Maluay, which belongs to Del Valle parish. This parish is characterized by its cold climate and beautiful natural scenery. Its people work in agriculture and raise animals, and some also go to the city to do a variety of work. Many have also emigrated in search of better jobs.

Rosa is 33 years old and married, with 3 children: a 14-year-old, 13-year-old, and her latest child only 2 months old. Her two older children are in school. Her husband is a master mason and works in construction. They do not have their own house, so they live in the home of a family member.

Rosa's work is running a small shop with assorted products. She has operated this business for 5 years, and she works from Monday through Saturday from 10 in the morning until 7 at night. The shop where she has her business is rented. In spite of the fact that she spends most of her time at her business, she never neglects her children.

Rosa is in her tenth loan cycle with her communal bank, and she has developed very close friendships there. The "Siempre Amigas" group is made up of women who are cheerful, determined and hard-working. She will invest the funds from her loan in buying more merchandise, such as stuffed animals, shoes, etc., for the Christmas season which is approaching. Her greatest dream is to expand her business even more.
View original language description ↓
La Señora. Rosa C. es socia del banco comunal Siempre Amigas, vive en la comunidad de Maluay que pertenece a la parroquia del Valle, esta parroquia se caracteriza por ser de clima frió, tiene una hermosa vista de la naturaleza, su gente se dedica a la agricultura y cría de animales también salen a la ciudad a ejercer varias actividades, muchos también han migrado en busca de un mejor trabajo.

Doña Rosa tiene 33 años, es casada y tiene 3 hijos de 14, 13 años y su ultimo hijo de 2 meses, sus dos primeros hijos estudian en el colegio. Su esposo se dedica a la construcción ya que es maestro albañil, no tienen casa propia por lo que viven en casa de un familiar.

La Señora. Rosa se dedica a la atención de su bazar, este negocio tiene hace 5 años, labora de lunes a sábados desde las 10 de la mañana hasta las 7 de la noche, el local en donde tiene su negocio es arrendando, a pesar que el mayor tiempo pasa en su negocio nunca descuida a sus hijos.

Doña Rosa se encuentra en su décimo crédito que realiza en el banco comunal y ha llegando a tener muy buenas amigas, el grupo Siempre Amigas esta conformado por mujeres alegres, luchadoras y trabajadoras. el dinero de su crédito lo va a invertir en la compra de más mercadería como peluches, zapatos etc., para la temporada de navidad que se acerca. Su mayor sueño es crecer más en su negocio.

About Ecuador

  • $10,200
    Average annual income
  • 22
    View loans »
    Ecuador Loans Fundraising
  • $22,885,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $450 helped Rosa Florencia buying stuffed animals, shoes and gifts in general.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 8, 2010
Listed
Dec 1, 2010
Currency Exchange Loss:
N/A
Ended:
May 15, 2011