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Bradis Del Carmen
Bradis is 35 years old and the mother of three children. She works in the transport sector and has her own taxi. She started her business with her husband’s savings some years ago.

Bradis has encountered difficulties due to the cost of petrol, which rises daily. Her customers don’t want to pay any more than what they are currently paying, which means that she is running her taxi service at a loss.

Thanks to the ten cycles of loans that she had taken out with Afodenic, Brandis has been able to completely remodel her house, which has given her a great sense of satisfaction. Now she would like to purchase two doors and a window to completely enclose her house.
View original language description ↓
Bradis es madre de familia de tres hijos, tiene la edad de 35 años y se dedica al comercio de transporte, teniendo unidad de taxi, quien con ahorros de su esposo, inicio hace varios años.
La dificultad es el alza de gasolina que se da día tras día, lo que los clientes no quieren pagar más de lo que pagan, teniendo perdidas al no abordar.
Su casa la ha venido construyendo atreves de los prestamos que la institución ha dado pues durante estos diez ciclos ha logrado remodelarla por completa, lo que para ella es de gran satisfacción y que gracias Afodenic se ha hecho posible. Hoy en día lo que desea es comprar dos puertas, y ventana para terminar de cerrar su casa por completo.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 124
    View loans »
    Nicaragua Loans Fundraising
  • $24,558,975
    Funds lent in using Kiva
  • 21.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Bradis Del Carmen purchase two doors and a window for her house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 12, 2010
Dec 1, 2010
Currency Exchange Loss:
Nov 15, 2011