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Gladys Haydee
Gladys is 27 years old. She has a small stationery store. She lives with her husband and 4 children in an area characterized by the fact that most of its inhabitants are traders and salesmen. The area is the suburb of Guayaquil.

Gladys chose to have a stationery store because her young son needed to have better financial support as her ex-husband didn't give her money to support him. Little by little, with effort, she was able to buy various stationery products until she re-married and increased her stationery business. She currently has four children aged 13, 11, 9 and 4. She also works from very early in the morning selling $1.00 exercise books, pens, pencils, stationery, etc.

She would like to use her loan to buy exercise books, pens, stationery and other articles for her stationery store. In the future, she would like to continue with her business and, if possible, expand it with more merchandise.
View original language description ↓
Gladys de 27 años, tiene una pequeña papelería, Vive con su esposo y 4 hijos en una zona caracterizada porque la mayoría de sus habitantes son comerciantes llamada suburbio de Guayaquil.

Escogió tener una papelería porque su hijo pequeño necesitaba tener una mejor viva económica ya que su ex esposo no le daba dinero para sustentar las necesidades de su hijo. Poco a poco con esfuerzo pudo comprar diversa papelería hasta que se volvió a casar e incremento su papelería. En la actualidad tiene ya cuatro hijos uno de 13, 11, 9 y 4 años también trabaja desde muy temprano vendiendo cuadernos a $ 1.00, plumas, lápices, papelería etc.

Con el préstamo quiere comprar cuadernos, plumas, papelería y otros artículos para su papelería. En el futuro quiere seguir con su negocio y si es posible agrandarlo más con mas mercadería.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 101
    View loans »
    Ecuador Loans Fundraising
  • $25,071,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Gladys Haydee to buy stationery, exercise books..
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Oct 18, 2010
Nov 16, 2010
Currency Exchange Loss:
Dec 15, 2011