Cirilo lives in his own house in the Pasankeri zone of the city of La Paz. He is married and has three children, who are all married and independent. Cirilo works as an electrician at the Cota Huma town hall. He is asking for a loan to increase his capital and to buy staple products such as sugar, rice, flour, etc., since his wife runs a grocery store out of their home to increase the family's earnings.
He is a client of Impro, he is very good with payments, and his social character qualifies him to obtain a loan.
El señor Cirilo vive en casa propia, en la zona de pasankeri de la ciudad de La Paz, esta casado tiene tres hijos todos casados e independientes; Cirilo trabaja en la Alcaldía de Cota huma en el área de electricidad. El crédito que solicita es para aumentar su capital y comprar productos de primera necesidad, como azúcar, arroz, harina, etc., ya que en la casa tiene instalada una tienda de abarrotes la cual atiende su esposa para aumentar los ingresos de su hogar.
Es cliente de Impro y paga muy bien y por el carácter social califica para obtener un crédito.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.