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Luna Andina Group
In this Group: Carmen Karina, Doris, Verónica, Melany Danitza, Ana Maria, Zulema Regina, Juana, Angela Stefanie
The “Luna Andina” (Andean Moon) community bank is beginning its first loan cycle with Pro Mujer as part of the Senkata regional office. It is a new group which has formed to receive loan services, training and health services. It has eight members whose businesses are varied: making and selling sweatshirts, sewing sports clothes, making blankets and selling building materials.

Carmen, the president of the bank, states that she it was a friend who invited her to become a member of the “Luna Andina” community bank. Carmen is a woman of great experience since she was a member of another Pro Mujer community bank for eight years. She is married and awaiting her first child. Her business is making and selling t-shirts. In some cases, to stock her business, she buys t-shirts. She has been in this business for 16 years. She comments that her older siblings taught her how to sew t-shirts. She makes her sales in the '16 de Julio' (16th of July) market place on Thursdays and Sundays.

Her first loan several years ago was for 800 bolivianos. She is now requesting 2,000 bolivianos. This money will be used to buy fabric.
View original language description ↓
La B.C. “Luna Andina” inicia su primer ciclo en Pro Mujer, como parte del Centro Focal Senkata, es un grupo nuevo que se ha agrupado para recibir los servicios de crédito, capacitación y atención en salud. Está compuesta por ocho integrantes. Los negocios que ellas desempeñan son variados: elaboración y venta de buzos, costura de deportivos, elaboración de mantas, venta de material de construcción.

La señora Carmen, presidenta de la banca comunal indica que forma parte del B.C. “Luna Andina” gracias a la invitación de una amiga; la señora Carmen es una persona con gran experiencia pues antes participó de otro banco comunal en Pro Mujer durante ocho años. Casada, actualmente está esperando su primer hijo, su negocio es la elaboración y venta de poleras, en algunos casos para surtir la mercadería compra poleras. Desarrolla este negocio desde hace 16 años atrás, comenta que sus hermanos mayores le enseñaron a coser poleras. Las ventas son realizadas en la Feria de la zona 16 de Julio los días jueves y domingo.
Su primer crédito hace varios años fue de Bs 800.-, ahora ha solicitado Bs2000.-, en esa oportunidad y ahora ese dinero será destinado a la compra de tela.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 98
    View loans »
    Bolivia Loans Fundraising
  • $28,862,525
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Luna Andina Group's $1,825 loan helped a member to buy fabric.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 8, 2010
Listed
Nov 15, 2010
Currency Exchange Loss:
Covered
Ended:
May 15, 2011