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Tazara Maganga Group
In this Group: Happiness, Mary, Neema, Esther, Mwanaidi, Asia, Aisha, Fatiya, Fatuma, Fatuma, Mwanaasha, Zawadi, Zubeda, Mwanaidi, Sikujua, Zuhura*, Asma, Mariam, Jabir, Alia*, Jesla, Hatika, Asha, Tatu
* not pictured
Happiness M. is in her mid-twenties, and married with two children. Since 2009, she has been selling vitenge (cloth), kangas (sarongs), and fruit door-to-door. She works from 10 am to 5 pm daily, and makes a monthly profit of about $40.

This will be Happiness' second loan with Kiva partner Tujijenge Tanzania. She used her previous loan to purchase bananas, mangoes, pineapple, vitenge and kangas. It is her dream to one day open a food shop. Happiness will share her loan with her group, Tazara Maganga, which has 24 members. The members will hold each other accountable in repaying the loan.

In the photo, Happiness can be seen in the front row, holding a child and wearing a yellow dress.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 68
    View loans »
    Tanzania Loans Fundraising
  • $15,081,550
    Funds lent in using Kiva
  • 1,494.8
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Tazara Maganga Group's $4,000 loan helped a member to purchase vitenge, kangas, and fruit for resale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 10, 2010
Dec 1, 2010
Currency Exchange Loss:
Apr 16, 2011