Paul is a 35-year-old married man with four children living in their own house in Fort Portal, Uganda. His family dream is to educate his children and improve his household income. He is a special hire driver. For the last six years, he has been able to buy land. Paul is faced with the challenge of fluctuating fuel prices but this hasn’t stopped him from hoping for the best. This being the season of grasshoppers when many people make some good income, Paul intends to use the credit facility to buy lights and iron sheets for catching grasshoppers to sell.