Patrick is a 38-year-old man living in Fort Portal, Uganda. He is married with six children and lives in his own permanent house. Patrick’s dream is educating his children and boosting his wife’s business as well. He been cutting firewood and selling it to factories for the last year and his business has withstood the test of time. He started with an initial capital of 800,000 shillings but he has so far realized more than 2,000,000 shillings from the business. This has enabled him to build a permanent house, buy cows and household assets as well. Patrick needs this loan to settle transport expenses for his firewood to various factories.