Hay V. is a 62-year-old farmer who lives in Battambang Province. Hay V.’s husband died many years ago and she has been living with her child who helps her in her farming business. She has a piece of farmland that she inherited many years ago from her grandparents.
Hay V. uses this land to grow different kinds of crops. She planted rice and vegetable crops two months ago, but her crops are not growing well because they need more fertilizer. To remedy the situation, she would like a loan to buy a few sacks of fertilizer to make her crops grow well.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.