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María Elena
The members of the cooperative bank Mujeres Organizadas (“Organized Women”) meet every fifteen days in the zone of Rocafuerte. This place is known for its delicious sweets, which are made by area residents and recognized throughout the country.

Our friend María is 26 years old and in a common-law marriage that has produced two children, a 1-year old and a baby that is only 2 months old. Her husband has a disc jockey business. She has been a member of the cooperative bank for one year; this is her third cycle with the bank, and she has appreciated the credit terms.

She has a pub at the Technical College of Manabí, where she sells a variety of snacks and fast foods. Her corviches and bread, among other items, are what sell most. She also sells yogurt, sodas, beverages, coffee and tea, for those who prefer these products. She works from Monday to Friday from 8 am to 11 am, and from 5 pm to 8:30 pm, and on Saturdays only in the morning. She has had the business for 6 years, and things have gone well for her. She buys the corviches and breads from a lady who makes them for her to sell.

This loan is for the purchase of more products for her to sell in her pub. Her dream is to have her own locale, since where she works now is a rented space and she has to pay monthly rent to the College.
View original language description ↓
En el cantón Rocafuerte se reúnen cada quince días las socias del Banco Comunal Mujeres Organizadas. Este lugar se lo conoce por sus deliciosos dulces que preparan los lugareños y que son reconocidos en todo el país.

Nuestra amiga María tiene 26 años de edad y mantiene una relación de unión libre de la cual ha procreado dos hijos de 1 año y dos meses y un bebe de solo dos meses, su marido tiene un disco móvil. Ella es parte del Banco Comunal hace un año, este es su tercer ciclo en el banco y le ha gustado por las facilidades de pagos de las cuotas.

Tiene un bar en la Universidad Técnica De Manabí, donde vende una gran variedad de bocadillos o comida rápida, entre lo que mas vende están los corviches, los panes de almidón entre otros. También vende yogurt granizado, colas, refrescos, café y té para los que prefieren de estos productos. Trabaja de lunes a viernes desde las 8am hasta las 11am y de 17h00 hasta las 20h30 y los sábados solo de mañana. Tiene en este negocio 6 años y le ha ido bien. Los corviches y panes de almidón los compra a una señora que le prepara para que ella venda.

Este crédito es para comprar mas de los productos que ella vende en su bar. Su sueño es tener su local propio ya que donde vende es alquilado y tiene que pagar una mensualidad a la Universidad.

About Ecuador

  • $10,600
    Average annual income
  • 45
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $725 helped María Elena to purchase corviches, breads, sodas, beverages, yogurt, tea, coffee, etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 27, 2010
Listed
Dec 1, 2010
Currency Exchange Loss:
N/A
Ended:
Mar 15, 2011