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Shahnaz's Group
In this Group: Shahnaz , Shamim Kosar, Mairaj , Naseem, Musarat Bibi
Shahnaz is almost 50 years old. She is very active and fulfills her household responsibilities very actively. She lives with her family in a small city called Sahiwal, which is famous for its agriculture industry in Pakistan. She is married to M. A.. He has two businesses. In the morning, he runs a grocery shop, and in the evening he handles his tailoring shop. He has hired some workers in his tailoring shop who help him in completing the orders on time. He pays them a monthly wage.

Shahnaz is the mother of two children: a son and a daughter. Both are enrolled in a local school and are studying in different classes.

She has applied for a loan from Kiva partner Asasah for her husband’s grocery store. With the loan, he will buy groceries in bulk in order to meet the needs of his customers and increase his sales. He has been involved in this business for the past 15 years. Shahnaz is hopeful that her husband will successfully be able to improve his grocery business after investing this money into it. She is a new loan user of Asasah, and this is her first loan application.

Note: In the photo, the lady who has holds a book (called Asasah Passbook) is Shahnaz.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 278
    View loans »
    Pakistan Loans Fundraising
  • $14,699,975
    Funds lent in using Kiva
  • 85.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shahnaz's Group's $1,000 loan helped a member to buy groceries in bulk.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 10, 2010
Nov 13, 2010
Currency Exchange Loss:
Nov 15, 2011