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Responsabilidad Group
In this Group: Maria Precila, Leonardo, Flor De Maria*, Margarita, Silvia Janett, Marco Antonio, Moises Martin, Victoria Juana
* not pictured
María has been selling clothing for six years in a stall in the market in her area. Her business is called "Cynthia". She began this business helping her sister-in-law, but in time decided to continue alone with her own store. She offers her customers all types of clothes like shirts, sweaters, pants, blouses, and dresses. She also lets her customers buy items on credit. Thanks to her work, she has been able to help her husband with the construction of their house, which will give safety and comfort to their children and help with their studies.

In the future, she would like to move the business to her own house and also begin a business selling sweets, because she also sometimes prepares cakes, snacks, and all kinds of sweets.

With this loan, she will purchase clothing for the Christmas season, when she has many sales. Like her eight partners, she is a member of the group "Responsabilidad" [Responsibility], where she holds the office of secretary.

One group member is pictured in the small photo in the top right hand corner because he was not present when the original group photo was taken.

*María is the 4th person in the picture. She is seated.
View original language description ↓
María Precila ella pertenece al grupo “RESPONSABILIDAD” donde tiene el cargo de secretaria, el cual esta conformado por 8 compañeras, Maria Precila vende ropa hace 6 años tiene un puesto de venta en un mercado de su zona, ella empezó en este negocio ayudando a su cuñada pero con el tiempo decidió seguir sola poniendo su propia tienda de ropa, ahi ofrece a su clientela toda clase de ropas como polos, chompas, pantalones, blusas y vestidos. Lo que también ofrece a sus clientas es el pago a crédito por los productos que le compran, gracias a su trabajo ha podido ayudar a su esposo en la construcción de su casa para darle seguridad y comodidad a sus hijos también los ayuda en sus estudios.

Con el tiempo lo que mas quiere es trasladar su negocio a su propia casa y también incursionar en el negocio de la dulcería por que también se dedica esporádicamente a preparar tortas, bocaditos y toda clase de dulces, lo que hará con su préstamo es comprar ropa para esta campaña navideña ya que hay mucha venta.

Un socio se encuentra en la foto pequeña a mano derecha porque no estuvo presente en el momento de sacar la foto grupal.

*Maria precila esta vestida con chompa negra y polo plomo es la tercera de las sentadas.

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 116
    View loans »
    Peru Loans Fundraising
  • $55,266,250
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Responsabilidad Group's $2,075 loan helped a member purchase clothing.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 5, 2010
Listed
Nov 26, 2010
Currency Exchange Loss:
Covered
Ended:
Apr 15, 2011