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Omar Alberto
Omar Alberto G. C. is 25 years old. He is single and lives with his parents, lives in the town of Ventanas in the province of Los Rios. He has no children.

The members of V.R.C. Dole 2 work at the DOLE banana's farm, which is located in the main area of the town, all the members live in Ventanas, most of the members work for more than a year in the farm, and their activities are related to the farm. There are approximately 13 members.

Omar works in the banana farm as bag packer for more than a year and does his grocery shopping at the supermarket 1 in Ventanas.

He is requesting a loan to start a business at home and set up a store and buy products for his business. With the help of the loan he would be able to cover his needs. He dreams about improving his house and start up his business.

He likes to practice sports.
View original language description ↓
Omar Alberto G. C. tiene 25 anos. Es soltero vive con los padres, vive en el cantón de Ventanas en la Provincia de Los Ríos. No Tiene hijo.

Los miembros de la V.R.C. Dole 2 se dedican a labores agrícolas en la hacienda bananera DOLE, ubicada en la cabecera cantonal, todos los miembros viven en el Cantón Ventanas, la mayoría de los socios trabajan mas de un año en la mencionada hacienda, y sus actividades son relacionadas a la bananera. Son aproximadamente 13 socios.

Omar trabaja en la bananera como enfundador por lotes en la hacienda, trabaja desde hace un año, las comprar las realiza en el comisariato 1 en Ventanas.

Solicita el crédito para ponerse un negocio en la casa y adecuar el local y comprar productos para su negocio. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Su sueno es mejorar la vivienda y cumplir la meta del negocio.
Le gusta hacer deporte.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Ecuador

  • $10,600
    Average annual income
  • 46
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Omar Alberto to start a business at home and set up a store and buy products for his business.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 5, 2010
Listed
Nov 14, 2010
Currency Exchange Loss:
N/A
Ended:
Aug 15, 2011