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Muhayo
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Muhayo J. has been selling fabric for 7 years. She is married with 6 children. Her husband is doing odd driving jobs which don't provide a stable income for the family. After her 5th and 6th child were born Muhayo had to start trading at the market leaving the kids in her mother-in-law's care. At first she bought some fabric from a wholesale dealer to sell retail. In the beginning of 2006 she found out about the "Microinvest" loan program. With her first loan from "Microinvest" she was able to start buying and transporting goods from the wholesale store "Atush" in the Hagend city. Now she sells her goods to small retail vendors in the villages which is beneficial to all parties involved. She spends a part of her profit for her family needs and uses the rest of it to benefit the business.

Translated from Russian by Elena Sheyner, Kiva Volunteer.


Чурабоева Мухайё Иркабоевна в течение 7 лет торгует тканями. Замужем. Имеет 6 детей. Муж работает на частном извозе и при этом не имеет постоянного дохода. После рождения пятого и шестого ребенка в семье Мухайе вынуждена была выйти на базар торговать оставив детей на попечение свекрови. Сначала она приобрела товар у оптовиков под реализацию. В начале 2006г она узнала о программе кредитования «Микроинвест». Получив первый кредит она начала сама привозить товар из оптового рынка «Атуш» г.Худжанда. Теперь она сама дает под реализацию мелким торговцам из кишлаков, что взаимовыгодно обоим сторонам. Часть прибыли она тратит на нужды семьи, а оставшуюся часть направляет в свой бизнес.

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  • $1,388
    Average annual income
  • 168
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    Tajikistan Loans Fundraising
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