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Mujeres De Chajabal Group
In this Group: Lidia , Lucia , María Andrea , Vicenta Paulina , María Angela , Antonia Josefina , María , Isabel Ermitaña , María , Fidelia Magdalena
Lidia J. is 31 years old, married, and completed a fifth graD. education. She has three children, two boys and one girl. Her husband makes and sells t-shirts and she works in this activity as well. They have been manufacturing and delivering in quantity and have 10 years experience doing this. In this way they are able to generate an income to cover the family expenses.

With a desire to get ahead, lots of enthusiasm, and with the help of some neighbors, they formed a group so that they could request a loan. The communal bank is called, “Mujeres D. Chajabal” (Women of Chajabal). The name was selected by all of the group’s members, taking into account the name of their neighborhood.

The communal bank has 10 members who are involved in different activities. Among them are: t-shirt making, raising livestock, the sale of daily consumables, and typical clothing. Lidia will use the money from this loan to buy supplies for making t-shirts, and in this way be able to increase her business. In this way she will be able to increase her income and improve her own and her family's living conditions.
View original language description ↓
Doña Lidia J., tiene 31 D. edad, casada, curso el quinto grado D. primaria, tiene 3 hijos, 2 varones y 1 nena, su esposo se dedica a la confección D. playeras y ella también se dedica a esta actividad productiva, ya que ellos confeccionan y luego lo entregan por mayor, cuenta ya con 10 años D. experiencia con esta actividad, y D. esta forma obtienen ganancias para cubrir los gastos familiares. Contando con deseos D. superación, entusiasmo y la ayuda D. unas vecinas organizan un grupo, para poder solicitar un préstamo. El Banco Comunal se denomina Mujeres D. Chajabal, el nombré fue elegido por todas las integrantes y tomando en cuenta el nombre D. la aldea. El Banco Comunal cuenta con 10 integrantes mujeres, quienes se dedican a diversas actividades entre ellos podemos mencionar: la confección D. playeras, la crianza D. animales, venta D. Artículos D. Consumo Diario y ropas típicas. El préstamo doña Lidia lo utilizará para compra D. Materia Prima, para la confección D. playeras, y D. esa forma incrementar su negocio, así generar más ingresos y mejorar sus condiciones D. vida personal y familiar.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 96
    View loans »
    Guatemala Loans Fundraising
  • $9,667,175
    Funds lent in using Kiva
  • 8.0
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Mujeres De Chajabal Group's $1,675 loan helped a member supplies.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 5, 2010
Listed
Nov 13, 2010
Currency Exchange Loss:
Possible
Ended:
Jun 15, 2011