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Constance Efia Antwi
Constance Efia Antwi M. is divorced and has one child. She operates a bar where she sells soft drinks, bags of water and other items at Abura. Constance has been in this business for two years. She is asking to use the loan to expand her operations, thereby increasing her income. With the new profits from her expanded business, Constance plans to buy a piece of land.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,967,750
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Constance Efia Antwi expand her operations, thereby increasing her income.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 27, 2010
Nov 13, 2010
Currency Exchange Loss:
Mar 26, 2011