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Gina Aracely
In the town of La California de Portoviejo, capital of Manabí and known for many years as the city of the regal tamarind, the members of the Rio de Oro cooperative bank reunite every fifteen days.

For Gina, this is her third cycle with the cooperative bank, and what she likes the most is the responsible nature of the group, for which she serves as Secretary. She is 46 years old, in a common-law marriage, and has two children ages 16 and 13; her children are in school. Her husband works at a company.

She has a cyber-cafe business, where she offers telephonic and Internet services. In addition, she sells Yanbal products (beauty products, cosmetics, perfumes and women’s accessories). She works every day from 8 am until 11 pm, selling her products from her location since the customers always come there. She sells on credit, and goes out to collect payments on Sundays.

This loan is to grow her Yanbal sales business, and also to install a business selling beverages at her locale. Her dream is to buy a car.
View original language description ↓
En la ciudadela La California de Portoviejo, capital de Manabí conocida desde hace muchos años como la ciudad de los reales tamarindos, se reúnen cada quince días las socias del Banco Comunal Rio De Oro.

Para la señora Gina es su tercer ciclo en el Banco Comunal y le gusta por sobre todas las cosas la responsabilidad del grupo, ella es la secretaria del Banco. Tiene 46 años de edad y mantiene una relación de unión libre de la cual tiene dos hijos de 16 y13 años de edad, los mismos que estudian en el colegio. Su marido trabaja en una empresa.

Tiene un negocio de cibert cabinas, donde ofrece servicios de llamadas telefónicas e internet. Además también vende productos de Yanbal (productos de belleza, cosméticos, perfumería y accesorios para damas), trabaja todos los días desde las 8am hasta las 21h00 y sus productos los vende en su local ya que sus clientes siempre llegan allí, deja a crédito y sale a cobrar los días domingos.

Este crédito es para incrementar el negocio de ventas de Yanbal así como también poner un negocio de ventas de refrescos en su local. Su sueño es tener un carro para poder trasladarse.

About Ecuador

  • $10,200
    Average annual income
  • 50
    View loans »
    Ecuador Loans Fundraising
  • $23,231,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $775 helped Gina Aracely to buy Yanbal cosmetics and accessories. To open a business selling beverages.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 25, 2010
Listed
Dec 1, 2010
Currency Exchange Loss:
N/A
Ended:
May 15, 2011