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María is part of the village bank, “Con Fuerza y Unión” ("With Strength and Unity"), in the city of Curicó. She has worked for three years making tablecloths, carpets, and shower curtains, among other home decor products, using crochet and ribbons. Before starting this business, she sold fast food with her daughter. She will use the loan to purchase fabric, thread and ribbons. She dreams of purchasing a sewing machine. Since she doesn't have one, she has to send away to have certain items finished by machine. The loans that María has received from Fondo Esperanza (Hope Fund) for her business have been an enormous help. Moreover, she's had a great time with her coworkers.

Curicó is located in the Maule region in the center of the country. Curicó has a Mediterranean climate and it is considered to have some of the nicest weather in the country. Curicó is also known for its wine culture and the magical natural beauty of the surrounding areas.
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María forma parte del banco comunal “Con Fuerza y Unión” perteneciente a la ciudad de Curicó. Ella hace manteles, carpetas y cortinas de baño entre otros productos para el hogar, con cintas y en tejidos a crochet, desde hace 3 años. Antes de este negocio vendía comida rápida junto a su hija.
Con el préstamo que recibirá comprará telas, hilos y cintas.
Su sueño es comprar una máquina de coser, ya que no tiene, por lo que debe mandar a coser algunas terminaciones.
A María le han ayudado mucho los préstamos de Fondo Esperanza para seguir con su negocio. Además ha vivido buenos momentos de convivencia junto a sus compañeros.
Curicó se ubica en la región del Maule, zona centro del país. El clima de Curicó es de tipo mediterráneo y es considerado como uno de los más agradables del país. Se caracteriza además por su cultura en torno al vino y sus alrededores de una belleza mágicamente natural.

Additional Information

About Fondo Esperanza

Fondo Esperanza (FE) is a private non-profit organization that supports entrepreneurship by providing micro-credit and training to people living in poverty in well over 100 cities throughout Chile. By providing these services, FE aims to improve the living conditions of the entrepreneurs and their families. In 2010, FE provided loans to more than 41,000 entrepreneurs. It utilizes a communal banking model in which groups of 18 to 25 clients meet on regularly and guarantee each other’s loans. The members use their portion of the loan to create or expand their own businesses. In the group meetings, clients receive training though the FE Entrepreneurship School, which enhances clients’ personal and business skills and ability to work in groups.

About Chile

  • $19,100
    Average annual income
  • 0
    View loans »
    Chile Loans Fundraising
  • $2,637,700
    Funds lent in using Kiva
  • 479.3
    Chile Pesos (CLP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped María fabric, thread and ribbons.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Nov 11, 2010
Dec 1, 2010
Currency Exchange Loss:
May 15, 2011