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Dellys
Delly M., 53, has had the challenge of working persistently in order to offer a better future for her 5 children, who range in age from 14 to 30. 20 years ago, starting with her old machine, she moved into the apparel business with women's and children's lines. At first she was doing this on commission, i.e. customers bring their fabrics and supplies and show the designs they want, which she then interprets; then Delly takes the body measurements and makes the dress. This she says was learning by doing, but today she is a little more comfortable because she has managed to have all the raw materials and supplies purchased herself, to produce clothes in different sizes and sell them.

This is her second financing with Mario Santo Domingo Foundation, and she is very pleased with the injection of working capital. She now has extra money to keep buying fabric and supplies and making clothes, to increase her sales and profitability. This will greatly help improve their housing conditions, which is only one of her dreams. "Finishing construction of her house and also seeing her children build their career", this is the main reason for her daily inspiration to provide an offering that truly retains her profitable customers and increases the number of them. She knows that ultimately this purpose will be reflected in profits and in her welfare and personal growth.

Delly is well known in the neighborhood of Villa del Carmen in the municipality of Soledad and the surrounding area for good fashion, and as usual wants to dress her customers very smartly in this new year period that is full of family parties. She is requesting Credikiva so that she can buy fabric, thread, buttons, lace trim, interfacing and clasps. With this investment, she will increase sales volume by 35%, so this is why she is waiting to receive this credit money.
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Delly M. de 53 años, ha tenido el desafío de trabajar persistentemente con tal de ofrecerle un mejor futuro a sus 5 hijos, que hoy están en las edades de 14 a 30 años; ella hace 20 años desde su antigua máquina con la que inició, se ha movido en la actividad de confecciones en las líneas femeninas e infantil, primero lo hizo "sobre medidas", es decir los clientes llevan sus telas e insumos, le indican la moda, que ella interpreta , para que finalmente Delly tome las medidas del cuerpo y elabore el vestido; así se ha defendido aprendiendo sobre la marcha, pero hoy está un poco mas holgada porque ha logrado tener toda la materias primas e insumos compradas por ella misma, para elaborar vestidos en diferentes tallas y venderlos. Este es su segundo financiamiento con la Fundación Mario Santo Domingo y se siente muy satisfecha con la inyección de capital de trabajo, pues ahora tiene un dinero adicional para seguir comprando telas e insumos, fabricar ropa, aumentar sus ventas y generar utilidades, que mucho le han ayudado a mejorar las condiciones de su vivienda, porque este es justamente uno de sus sueños: “el de terminar de construir su casa, y también ver a sus hijos culminar su carrera profesional; este es el motivo principal de su inspiración diaria, para hacer una oferta que verdaderamente mantenga a sus clientes rentables y aumente el número de ellos, porque conoce que finalmente este propósito se vera reflejado en utilidades y así mismo en su bienestar y crecimiento personal. Delly es muy conocida en el barrio Villa del Carmen en el municipio de Soledad y en sus alrededores por su buena costura, y como de costumbre quiere vestir a sus clientes muy elegantes en este fin de año que está lleno de fiestas familiares, está solicitando su Credikiva porque con él comprará telas, hilos, botones, encajes correderas, pellón y broches. Con esta inversión, aumentará el volumen de ventas en un 35%, por eso está expectante de recibir este dinero de crédito.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 501
    View loans »
    Colombia Loans Fundraising
  • $15,250,425
    Funds lent in using Kiva
  • 1,836.2
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Dellys fabric, thread, buttons, lace trim, interfacing and clasps.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 10, 2010
Listed
Nov 12, 2010
Currency Exchange Loss:
Covered
Ended:
Nov 15, 2011